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$350 million

In Loans Funded to Date

97%

Customer Satisfaction Rate

10-Day

Average Loan Approval Period

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PURCHASE A HOME

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

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REFINANCE YOUR HOME

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!.

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APPLY NOW

Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.

GETTING A HOME LOAN SHOULDN’T BE HARD

SEE HOW SIMPLE IT IS

The Simple Home Loan App guides you through your mortgage financing and connects you directly to your loan officer and realtor.

Apply Now

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MORTGAGE PAYMENT CALCULATOR Calculate how much your monthly mortgage payment could be.

* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

See All Mortgage Calculators

Have any questions about us? Don't hesitate to contact us

ABOUT US.

Our Titles vary. We are mortgage consultants, loan originators, loan officers, and mortgage brokers. What does not vary is that every day, borrowers like you entrust us with one of the most important financial decisions of your life, that if not executed properly can have long-lasting repercussions as was witnessed in 2008 during the mortgage meltdown.

We know that despite our best efforts and the government’s best efforts to regulate the mortgage industry, our borrowers are too busy to review every last line of every single document. Our borrowers trust us as their mortgage advisor and that what they are signing is in their best interest.

We do not take that responsibility lightly. We do what is in the best interest for you, our client, not what is best for our pocketbook as some other brokers before us have done. We know by doing this, we not only are doing what is morally and ethically right, but we know this belief system will result in our borrowers referring us additional clients, the underpinnings of a long-term relationship

Refi and Purchase Mortgage Loans in Miami Lakes, Miramar, & Miami, FL

Welcome to the official site of Simple Home Loans, Inc. We are a full service mortgage company based in Miami Lakes, FL. We specialize in Refi and Purchase Mortgage Loans in Miami Lakes, Miramar, & Miami. We also serve the surrounding cities in Miami Dade County. Whether you are buying a home or refinancing in any of these zip codes: 33014, 33177, and 33027, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | Jumbo

What makes Simple Home Loans, Inc. unique is that we offer the following niche programs as well: Non QM loans, credit repair, down payment assistance, self-employed loans, investor loan, bank statement loans.

Contact Simple Home Loans, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.