Commercial Loans

Financing for the deals that don't fit a box

Commercial transactions rarely look the same twice. We work with a network of commercial lenders to structure financing around the property, the borrower, and the business plan — not the other way around.

Property types we finance

• Multi-family — 5+ units, including stabilized and value-add
• Retail — single-tenant, multi-tenant, and shopping centers
• Office — owner-occupied and investor-owned
• Industrial — warehouse, distribution, and light-industrial
• Mixed-use — combinations of retail, residential, and office
• Self-storage — facilities with operating history
• Hospitality — case-by-case, including flagged hotels

Programs available

• Acquisition — purchase financing for income-producing property
• Refinance & cash-out — pull equity for renovations, additional acquisitions, or operating capital
• Bridge / short-term — fast-close financing while you sell, renovate, or stabilize
• Construction — ground-up and major rehabilitation
• DSCR / no-tax-return investor — qualified based on the property's cash flow, not the borrower's tax returns
• SBA 504 — for owner-occupied commercial real estate

What we'll need to quote

• Property type, location, and approximate value
• Loan amount requested and use of funds
• Borrower experience and entity structure
• Rent roll and operating statements (if existing property)

Every commercial deal is custom-quoted. To get started, call (786) 504-5800 or send a note via our contact form.